We offer a variety of saving accounts.

Our New Account Representatives can answer any questions you may have.

Saving AccountMinimum to Open AccountMinimum to Earn Annual Percentage Yield (APY)Interest Payment Frequency
Savings Account$50.00$25.00Quarterly

* Please contact the Bank for current interest rates.

Passbook Savings Account

Maintain an average daily balance of $50.00 for the quarter to avoid a quarterly minimum balance fee.  Limits on the number of transactions allowed per month.

Certificates of Deposit

Please call 618-495-2225 for current rates, available terms and interest payment options.


Tax-deferred retirement accounts for individuals and their spouses featuring interest and safety of principal are available. These include Traditional, Roth and Education IRAs. A variety of short and long term maturities are available.

Christmas Club

Please call 618-495-2225 for available terms.

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